Blogs

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The Currency Mayhem

From start of September, I have been closely watching 2 things, the depreciation of the Rupee against dollar and rising fuel prices. I know it’s no rocket science to understand that both are correlated.

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Buffet for Paytm

My phone has been buzzing with the updates regarding direct investment by Berkshire Hathaway (Warren Buffet) in Paytm. Then finally by yesterday evening, the possibility became a reality.

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The Sanction Games

In continuation to our blog on Currency wars, this blog is another showdown at the sanction practices of US and how it is breaking economies around the world. One message is clear, as of now there is no matched power in the world to the US. The near

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Homecoming of e-commerce?

You all might have been reading or may have read about how the US government is on the road towards protecting the domestic businesses and jobs. Well, India is also catching up. The draft e-commerce policy and the draft Personal Data Protection Bill.

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Currency and Trade Wars – Start of a global pandemonium?

Some time back when the trade war started, I had thought it to be one of the gimmicks by US to make the world realize its power or to twist arms of some countries or organizations. Fast forward today, I am actually now concerned. The trade war has de

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Fintech companies - are they really filling in the gaps?

The world is changing at a fast pace with technology at the driving seat. It was year 1995 when the first mobile phone was launched and now within a span of 20- 22 years we are already into artificial intelligence. Technology has almost caught all of

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Exit of Auditors

Since last year, with the outbreak of the PNB scam, eyebrows are being raised at the work ethics of the auditors of the company. The finance minister had also lashed out at the auditors for not be independent and losing integrity. Also last year on C

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US – China Trade war – Enough of globalization?

There is a trend that I have observed and I feel is somewhat correct. Upwards of 2014, all global elections have seen some political party who are supported by extremists (left wing or right) gaining significance. Although it is my intuition, I someh

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E vehicles: Getting future ready?

Whenever there is a conversation or discussion on this topic, the first name that comes into my mind is Elon Musk. His brand too: ‘Tesla’. Tesla is one of the successful living brands in electric vehicles. Although another common name is Toyota P

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Fugitive Economic Offenders Bill

Almost every alternate day, we can read or see or hear about new scams being unearthed. This has done a lot of damage to our financial institutions which is becoming more apparent every day. This has prompted the authorities into action. Defaulters o

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Unemployment in India

Sometime before in this month couple of things happened. In a reply to on job data highlights, it was known that the government hasn’t conducted any survey since 2016. It was a shocker for me. As a nation, when we talk about being the growth engine

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NPA and Government: What options does government have before 2019?

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GDP growth rate - Good days ahead?

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Automation –Evolution or Destruction?

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Diamonds to Defaults

Lalit Modi, Vijay Mallya…These names make our eyes wider and curiosity creeps in whenever we read these names. The latest addition to this list is Nirav Modi. Yes, the flamboyant jewelry designer based in Mumbai. Also, in the list is his uncle Mehu

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Budget 2018 – Just in time or damage control

Since the start of the budget speech of Mr Jaitley, I had my eyes glued on the movement of stock market. It felt like I was looking at my ECG reading. The stock markets did receive a shock treatment. The FM started with how well the economy has do

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World Economic Forum – Time to deliver

In the past week, all the world leaders met in Davos under the umbrella of World Economic Forum. PM Modi was the first to attend WEF since Mr. Deve Gowda in 1997. This suggests that all was not good between India and WEF before. There did exist a pol

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E-way bill – Expressway or congested road?

As we all may remember, when GST was implemented, all the check posts were rendered ineffective. GST was supposed to end these interstates checking bottlenecks and ensure smooth and faster transportation. With the onset of GST and its initial teethin

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Budget 2018: Populist or Reformist?

This years’ budget will be the first post-GST budget of India. It will also the last full budget before the 2019 elections. As I had mentioned in my previous blog “Indian Economy Ahead in 2018 – Still the global engine?” year 2017 was a very

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Debt Restructuring – Breakdown or just a pit stop?

Recently you might have heard or read this term a lot – Strategic Debt Restructuring (SDR). You might remember reading how RBI had come up with the list of corporates as defaulters. And as it comes almost daily in news these days, on how the corpor

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Indian Economy Ahead in 2018 – Still the global engine?

Year 2017 was a very contrast year for Indian economy. While the markets were bullish for the maximum time of the year, with demonetization and GST, the economy takes a back seat to make way for reforms. While India was able to change the mood

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India Pharma – An investment paradise ahead?

In recent times, I have had the opportunity to meet and visit some people from pharmaceutical sector. Over tea and discussions, we all had a long conversation over intricate details of pharma sector. Let’s have a look on some details of the pharma

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Ratings and India – Story of Tailwinds and Headwinds

Moody’s, S&P, Fitch…. These names ring a bell? Read them somewhere? Yes. I came to know about these names when I first came to know that every country gets a rating. Further, during my post-graduation, I learned more about them during internship.

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Bitcoin: The phantom that came to life

All of us can recall that few months ago, a virus attacked and took over technology. Yes, it was Ransomware virus. If we try to recall a bit more, you may remember that it demanded payment in cryptocurrency or a type of it like Bitcoin. To be honest,

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REIT –To be or not to be?

Recently, I had met a friend of mine over dinner. He is into mutual funds and financial services. So we got to talking and he suggested that there was this real estate project in some city of Gujarat in which I could invest some money and earn regula

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Attitude Vs Arrogance : Start-up Challenges

We all have read that around 75 to 90 percent of the start-ups do not survive. It is not exactly easy to generalise what leads to businesses tumbling and failing as there are plethora of reasons. Few months back, I attended a seminar in Pune. It was

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Start-up India – Stand-up New India

Sundays are usually the days where one can indulge self into some old activities which have been lost to so-called shortage of time. And so, as we all know, old habits die hard. So, since past few Sundays, my reading habit has allowed me to understan

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Road trip to India

Being an avid traveller, I have had the opportunity to explore India. Travel was in all modes possible – but I love to travel by road the most.For the ones like us who love road trips, we tend to build an instant connection with the journey. Road t

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Economic Advisory Council

12th October, 2017: Another significant day in the ongoing speculations and corrections regarding the economic, GDP growth. The Economic Advisory Council (EAC) to the PM, met for the first time. PM Modi set up the Economic Advisory Council last month

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Signs of economic recovery despite of recent shocks

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The Indian economy needs a functional GST on priority basis

GST – Heralding a new era in indirect taxation The Goods and Services Taxes or GST has been hailed as an iconic tax reform in the history of independent India. It automates and simplifies the process of indirect taxation and has replaced the multi

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BIG-BANG FRIDAY-- Key development in the 22nd GST Council meeting - A relief for SMEs and Exporters

The Finance Minister, Mr. Arun Jaitley headed panel and pushed for big changes at the 22nd meet of GST Council held at New Delhi. The Council has cut rates for 27 items and 12 services. The Council has offered relief to small and medium enterprises (

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Future of fuel based automotive: what will power tomorrow’s cars?

Fly into any major city around the world and you will be greeted with a familiar sight: sheen of brown smog that floats over the city. This smog comes mostly from cars.

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Startup Investments: Investment Rounds Explained

Investment rounds are an essential part of the startup investment journey. If you are a new investor in the startup marketplace, then you will need to quickly familiarize yourself with each round. You will encounter them progressively as you negotiat

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How GST will Benefit Indian Economy?

“With GST, we intend to bring in uniformity in taxes. The message is clear that the ‘consumer is the king’. If we utilize man, machine, material, money and minute (time), we will not need any other policy for economic advancement.” – Narend

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Bad Loans: Truth Behind The Increasing Numbers…

Bad and Doubtful Debts of banks, also called as non-performing assets or NPAs, have been attracting wide attention these days for varied reasons. One of the major reasons that everyone is pointing is recession in economy or maybe we can say economic

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Falling Growth of Credit in India: Is the Rate of Interest only ResponsibleFactor?

A general perception that is being built these days is that the lower interest rate is the only solution to slow growth, especially after BJP leader Subramanian Swamy raised it. Theoretically and logically this sounds correct. But, the study shows th

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Changes in Immigration law in US - Implications on India

US Immigration reforms are expected to become more contentious. Donald Trump is living up to his agendum as promised during his campaign advertising. The President has already banned refugees and travellers from seven predominantly Muslim countries.

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Impact due to changes in immigration law - US

Today, the United States is home to the largest immigrant population in the world. It’s been a great era for immigrant entrepreneurs in the United States, with their numbers increasing for decades: *Immigrants accounted for 18% of all self-employed